Need an appraisal for an FHA-backed mortgage? Call Toone Appraisals

The FHA retains of approved appraisers for each state - Toone Appraisals is on the roster of approved appraisers for AZ. If you have an FHA-secured mortgage, be sure to hire Toone Appraisals, as we are approved and certified to handle FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Toone Appraisals is well-trained on how to comply with the rules and regulations provided.

Be sure to contact Toone Appraisals if you need an appraisal done for an FHA-secured loan.

If your home loan is FHA insured, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are built to aid low-to-moderate income buyers help meet credit qualifications if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lower income or less starting money to put down on a mortgage benefit the most from FHA loan programs.